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Technology Competitive Advantages

 

1. Compatibility with all phones - no downloads required
MShift's solution is fully compatible with all internet-enabled wireless devices such as cell phones, PDAs, BlackBerries, Pocket PC, Palm, etc. MShift's wireless banking applications require no download to the phone, and therefore are inherently more secure and fully compatible with all devices.

2. Compatiblity with all carriers
MShift's wireless solutions are immediately available for all internet enabled phones across all carriers. A user does not need to switch their phone or carrier to access our solutions.

- "We wanted access from all carriers. I'm not going to switch my carrier just because my bank wants me to."
  Kim C. Liddell, Chief Operating Officer, Cardinal Bank
   "Banking by Phone, Minus the Carrier," American Banker, 5/18/2007

3. Comprehensive and Flexible Options
MShift is the only wireless application development software provider who can offer a comprehensive solution with all of the following options:

a. An in-house development environment, including the MobileShift® Toolkit and Engine, which empowers the client to design, create, maintain, and host their own wireless applications
b. An in-house solution, where MShift first develops the application and then migrates it to the client's server
c. An ASP solution, where MShift hosts the wireless application for the client


4. Complete Control for Developers

The MobileShift® Toolkit offers total control during wireless application development. This fact has been verified by PC Magazine, which recently evaluated the leading wireless application development software vendors (see link below). With the MobileShift® Toolkit the developer can create new applications that manage user interactions on the wireless devices as well as conduct secure transactions with the existing IT infrastructure. Hence, the developer can create highly flexible and innovative user-friendly applications that are designed specifically for wireless devices. This goes much further than traditional "screen scraping". Applications created using the MobileShift® Toolkit are universally deployable across all device types and carriers. http://www.mshift.com/mshift/feature_articles/zdnet2.pdf


5. Fast Time to Market

MShift offers a fast time-to-market for wireless application development and deployment. A custom wireless banking application, capable of a login, balance check and funds transfer can be developed in under 40 man-hours.
Note: Applications developed using MShift technology are fully secure, and make use of industry standard technologies such as SSL (TLS), WTLS, and PKI.


6. No Resources Required From Client Side
The MobileShift® Toolkit can create wireless applications that interface with existing web sites with no resources required from web site administrators. The MobileShift® Toolkit does this by simulating a standard user agent such as Internet Explorer, and selectively reformatting the content based on the device type. This approach gives the developer a considerable amount of freedom in accessing information from any web site. This feature makes it possible to rapidly create compelling, fully functional demo applications for potential clients.


7. Complete Security

Applications developed using the MobileShift® Toolkit are fully secure and make use of industry standard technologies, such as SSL (TLS), WTLS and PKI. Mobile application users can safely conduct transactions that require them to input sensitive information, such as credit card numbers or bank account numbers, without having to worry about security


8. Extendable Data Sources
The MobileShift® Toolkit can easily be extended to interface with custom data sources and API's, such as ERP, SFA, supply chain management applications and messaging platforms. Using this feature, corporations can easily extend enterprise applications to any wireless device.


9. Support for International Languages
The MobileShift® Toolkit supports 137 different character sets, which cover most international languages, including multi-byte, single-byte and half-byte character sets. Languages supported include, but are not limited to, Japanese, Chinese, Korean and European languages.


10. Interactive Voice Recognition

In addition to developing wireless Internet applications, the MobileShift® Toolkit can be used to develop Interactive Voice Recognition applications in VoiceXML. By developing IVR applications, enterprises can extend the reach of Internet applications to all phones, including those that are not Internet-enabled.


11. Commercial Service in Japan
MShift has clients in Japan, which is the most advanced and competitive wireless Internet market. KDDI, the largest WAP carrier in the world with 9 million subscribers as of June 2001, selected the MobileShift® Automatic Converter for its EZ wireless Internet service to convert more than 100 iMode (cHTML) sites to WAP (HDML). Large Japanese companies have already begun to select the MobileShift® Automatic Converter to solve the problem of multiple wireless languages. So far, none of MShift's competitors are competing with comparable technology in the Japanese market.


12. Best Wireless Banking Solution
- "Although many U.S. banks launched wireless offerings, none offers more mobile services than Patelco."

- "Mobile applications developer MShift took on the job of building the interface, turning out Patelco's project in five weeks for a $5,000 setup charge plus a $2,500 monthly fee."

Quotes from "Small Credit Union's Big Ambitions" article, MbizCentral.com, March 21, 2001 (http://www.mshift.com/mshift/feature_articles/mbizcentral/patelco.html)
Citigroup, Bank of America and Wells Fargo are among the banks and credit unions that do not offer the same level of comprehensive service through their wireless offerings as Patelco does.

 

 

MobileShift®: Registered in U.S. Patent and Trademark Office